1. Stock market crash led by US sub prime crisis is a reality and has to be faced and thus 13 ways are listed which will help one to tide over the tough times as Tough times do not last but tough people do last.
(a) One should start with noting down the expenses in a diary.
(b) One hould work out the areas where the expenses can be curtailed like entertainment means and eating out which is a big draw on the pocket.
(c) One should draw a limit of expenses for each activity.
(d) One can enjoy a DVD at home rather than enjoying in a multiplex.
(e) Look for shopping sale.
(f) Try to use a car pool.
(g) Try considering a home loan swap if the same is in your favour.
(h) Avoid impulsive purchases.
(i) Avoid pay day loans.
(j) Lock your credit card or rationalise the purchases to get additional money from reward points.
(k) Curtail communication costs.
(l) Try to buy whole month groceries together.
2. All above points will definitely help you to ride the finance crisis with head held high.
(a) One should start with noting down the expenses in a diary.
(b) One hould work out the areas where the expenses can be curtailed like entertainment means and eating out which is a big draw on the pocket.
(c) One should draw a limit of expenses for each activity.
(d) One can enjoy a DVD at home rather than enjoying in a multiplex.
(e) Look for shopping sale.
(f) Try to use a car pool.
(g) Try considering a home loan swap if the same is in your favour.
(h) Avoid impulsive purchases.
(i) Avoid pay day loans.
(j) Lock your credit card or rationalise the purchases to get additional money from reward points.
(k) Curtail communication costs.
(l) Try to buy whole month groceries together.
2. All above points will definitely help you to ride the finance crisis with head held high.
